A public adjuster is a licensed insurance professional who works exclusively for the policyholder to help maximize insurance claim settlements. Unlike insurance company adjusters, we advocate for your best interests after property damage from hurricanes, storms, fires, or water damage.

You should consider hiring a public adjuster when:

• Your property has suffered significant damage from a hurricane, fire, storm, or water loss.

• You want help preparing, filing, and negotiating your insurance claim.

• You feel your insurance company is offering a settlement lower than what your property deserves.

Public adjusters like Odyssey Public Adjusters typically work on a contingency fee, meaning we only get paid when you get paid. This aligns our interests with yours—maximizing your recovery.

We assist policyholders with claims for:

• Hurricane damage

• Water and flood damage

• Fire and smoke damage

• Storm damage

• Hail Damage

• Mold and related property damage

• Theft & Vandalism

• Denied or Underpaid Claims

The timeline depends on the extent of the damage and your insurance policy. We work to expedite the process while ensuring your claim is thorough and accurate. Many claims take weeks to a few months to resolve, but our goal is to maximize your settlement without unnecessary delays. Typically, insurance companies have 60 days to make a determination (pay/deny the claim) from the date the loss is reported.

No. Once you hire Odyssey Public Adjusters, we handle all communications with your insurance company. This includes documenting damage, negotiating settlements, and filing paperwork, reducing your stress and workload.

Settlement amounts vary based on:

• Your insurance policy coverage

• The extent of property damage

• Accurate documentation of losses

A public adjuster ensures all damage is properly documented, which often increases the final settlement compared to handling the claim alone.

With over 10 years of experience handling residential and commercial property losses, Odyssey Public Adjusters aggressively advocates for maximum claim settlements on behalf of our clients.

While most claims are resolved through strategic negotiation, there are situations where an agreement cannot be reached with the insurance carrier. In those cases, alternative dispute resolution options may be available to move the claim forward.

These options can include:

• Appraisal – A formal process used to resolve disputes over the amount of loss.

• Mediation – A structured negotiation facilitated by a neutral third party (paid by the insurance company)

We guide our clients through these processes when appropriate and continue to protect their interests every step of the way.

Contact us for a free consultation to review your situation and outline how we can help maximize your insurance claim.